Union and Federal Employee Benefits
Union and Federal employees have great benefits, but still have gaps. More and more employees are buying insurance at work-asking for a wider selection of products. Employers are responding by offering voluntary products to attract and retain the best people.
The portfolio of voluntary benefits can be custom tailored to meet the needs of your employees and their families at affordable group rates. These can be set up through payroll deduction, through a third party or electronically. Programs are already available to those in the federal market through postal ease or payroll express.
Options are:
Disability Income Protection: For most of us, one of our most valuable possessions is our ability to earn a living. Disability income protection is an affordable way to protect your paycheck from accidents, injuries or sickness which take you out of work.
- No medical exam required
- Pre-existing conditions covered after the first year
- Pays 100% in addition to other benefits
- Pays 50% in addition to worker's compensation
- 24 hour coverage--on or off the job
- Covers both sickness and accident
- Group rates
- Portable if you change jobs
- Benefits available up to $2,000 per month
- Maternity benefits too!
- Cancer Insurance:
Planning for the unexpected. You don't plan to be diagnosed with cancer, but it could happen to you. It's difficult to prepare for the medical, emotional and financial impact of a cancer diagnosis. Advancements in medical science are helping successfully treat cancer and more and more people are surviving.
The lump sum cancer plan:
- Pays in addition to other insurance you have
- You receive a one-time lump sum benefit, upon the first diagnosis of internal cancer
- Choose the benefit amount between $10,000 and $50,000
- Coverage is abailable for individuals, one parent, and two parent families.
- No hospitalization is required to receive benefit
- Benefits are paid directly to you unless you assign them to someone else
- Guaranteed renewable, as long as premiums are paid when due
- Portable if you change jobs